It’s easy to take credit reports and credit scores for granted. But could you imagine living in a time where even the idea of a credit reporting agency didn’t exist?

Cash back credit cards are by far the most popular type of credit cards for consumers (close to 70% of people with credit card rewards preferred cash back). Yet, many

There’s a lot that goes into getting and keeping a great credit score. This is especially true when you’re into “travel hacking” and applying for new credit cards every month.

Having a thorough understanding of your credit score is vital not just for “travel hacking,” but for bettering yourself financially in the long-run. Since we don’t teach this stuff in

I generally recommend for people to avoid cancelling credit cards in order to continue to build up their credit report and improve their credit score. However, there are certain times

A lot of people don’t realize that one person can have tons of different credit scores at once. In fact, just for FICO alone, you could have over 60 different

There are many common misconceptions and myths about credit cards and credit scores. One common area of misunderstanding is what happens when you close your credit card. A lot of people